【大河财立方音讯】9月5日音讯,据四川省银行业协会,9月3日,四川省银行业协会袭取“金融为民”理念,致密发布《四川银行业个东谈主住房贷款自律契约》并举行签约典礼,四川辖内40家银行业金融机构积极反馈并自觉签署。
《四川银行业个东谈主住房贷款自律契约》共四章二十二条,涵盖自制竞争、破费者权利保护、合规场合、行业自律、行径监督等方面。《契约》重心从“八个不得”明确四川银行业在开展个东谈主住房贷款业务时须坚执自制有序竞争,强化破费者正当权利保护,即
不得挫伤国度利益、社会全球利益和金融破费者正当权利;
不得采选任何不方正竞争行径影响个东谈主住房贷款阛阓递次;
不得以任何方式向种种房屋机构、客户或干系东谈主员支付或变相支付佣金、策画费、处事费和权利;
不得冲破或变相冲破监管利率底线或价钱底线接纳客户;
不得以显着低于资本的价钱提供个东谈主住房贷款产物和处事;
不得支付永诀理用度营销客户;
不得私自对外走漏概况露馅客户个东谈主信息府上;
不得以“零首付”“零月供”等营销噱头误导破费者;
《契约》将于2024年9月10日致密推行(以贷款放款时辰为划断模范)。
责编:王时丹 | 审核:李震 | 监审:万军伟
","del":0,"gnid":"9dd5bc079b72d8fba","img_data":[{"flag":"2","img":[{"desc":"","height":"771","title":"","url":"http://p9.img.360kuai.com/t11508c75c878143482c1543e74.jpg","width":"1080"}]}],"original":0,"pat":"art_src_1,fts0,sts0","powerby":"cache","pub_time":1725504059000,"pure":"","rawurl":"http://zm.news.so.com/39bdc1e4b89773f634333747ec6cb907","redirect":0,"rptid":"60068844866a81f3","rss_ext":[],"s":"t","src":"大河财立方","tag":[{"clk":"keconomy_1:国度利益","k":"国度利益","u":""},{"clk":"keconomy_1:万军伟","k":"万军伟","u":""},{"clk":"keconomy_1:住房贷款","k":"住房贷款","u":""}],"title":"四川银行业个东谈主房贷自律契约发布,不得冲破监管利率底线接纳客户","type":"zmt","wapurl":"http://zm.news.so.com/39bdc1e4b89773f634333747ec6cb907","ytag":"财经:银行","zmt":{"brand":{},"cert":"河南日报旗下明智财经全媒体平台","desc":"河南日报报业集团旗下明智财经全媒体平台","fans_num":2073,"id":"3322743974","is_brand":"0","name":"大河财立方","new_verify":"4","pic":"https://p0.img.360kuai.com/t0168e693db81ec3f7e.jpg","real":1,"textimg":"https://p9.img.360kuai.com/bl/0_3/t017c4d51e87f46986f.png","verify":"0"},"zmt_status":0}","errmsg":"","errno":0}