9月2日晚,海南省住房公积金处分局发布《对于和谐住房公积金个东谈主住房贷款购买保险性住房最低首付款比例的奉告》(以下简称《奉告》)。其中提到,缴存东谈主家庭在海南省行政区域内购买保险性住房肯求住房公积金个东谈主住房贷款的,最低首付款比例长入和谐为15%。本奉告自印发之日起推行。
据先容,缴存东谈主家庭在海南省行政区域内购买保险性住房肯求贷款,稳妥首套及二套住房公积金贷款战略的,最低首付款比例为15%。
《奉告》中所称“保险性住房”,指纳入海南省城镇住房保险体系的安堵房、经济适用房、限价商品房、配售型保险性住房等。把柄《海南省东谈主民政府办公厅对于完善海南解放营业港住房保险体系的交流见地》(琼府办〔2022〕25号)的条目,拆迁安置房及棚户区纠正房等纳入保险性安堵工程成就体系,不属于保险性住房。
与此前战略比拟,新政放宽了适用对象范畴。《奉告》推行后,保险性住房(不含拆迁安置房、棚户区纠正房)公积金贷款推行的最低首付款比例尺度,不再收尾于首套住房公积金贷款,二套住房公积金贷款相通适用。
《奉告》推行后,首套及二套保险性住房公积金贷款最低首付款比例和谐为15%;首套商品房、拆迁安置房、棚户区纠正房公积金贷款最低首付款比例仍为20%,督察不变。
文/北京后生报记者 宋霞
裁剪/樊宏伟
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